Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Understanding Marginal Income Tax Brackets An inside look at how marginal income tax brackets work. Five Most Overlooked Tax Deductions Five overlooked tax deductions to help manage your tax bill. U.S. Personal Savings Rate What can be learned from the savings rate?